American General (AIG)
AIG covers both auto and life insurance and is considered to be one of the top companies in the nation. They are flexible with their underwriting, offer 25-year term life insurance (most companies only over either 20 or 30-year terms) and work closely with their customers to find a policy tailored to their needs.
American National Insurance Company (NICO)
This company also has a strong reputation for great customer service and offers both term and whole life insurance policies. One thing that many people find attractive is that many of their insurance policies do not require a medical exam.
Banner Life is consistently ranked as the best or one of the best insurers in America, both because of their excellent customer service and their very liberal underwriting. It is a great company to go with if you are a “high risk” applicant, such as a diabetic.
Forester’s Life Insurance
Forester’s Life Insurance is not as well-known as AIG, for instance, but they take a lot of time with their customers to get to know them and find a policy that is suited to their needs. They are also a good choice for people who have a serious medical history like heart disease.
Genworth is one of the wealthiest life insurance companies with assets of 25 billion and interests in companies all over the world. And they are particularly good to work with for clients who are overweight or obese and who may find it difficult to get life insurance with other companies.
MetLife does not need an introduction to most people – it is a heavily and cleverly advertised company whose mascot, Snoopy, inspires a lot of name recognition! And it is a very good company to work with, emphasizing customer service and is a great choice for military members and their families.
North American Company for Life and Health Insurance
This company is not as well-known as some on this list and frankly its title can be a little off-putting, but it is a good, solid business which tries to puts its customers first and offers a variety of whole term and universal life policies.
Protective Life Insurance Company
This company, like Banner, is one of the best in the business, offering affordable policies and providing their customers with top-notch insurance policies that are tailored to their needs. They also have a great reputation for rapid pay-outs for beneficiaries.
Prudential has a strong – and well-earned – reputation for excellent customer service and well-written policies and has come to dominate certain niches in the insurance industry. It is an excellent choice for smokers, cancer survivors, diabetics and other who might find it hard to find a policy elsewhere.
This company is smaller than many on the list but use their size as an asset and make it a point to get to know all their clients personally. And they offer some great insurance rates particularly if their client is willing to pay a lump sum on an annual basis.